Terms of Service

1. Acceptance of Terms

By accessing or using the services provided by Rivermill MindFoundry, including our courses, tools, and digital resources on this website, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our platform.

2. Description of Services

Rivermill MindFoundry offers educational programs, habit-building courses, and digital guidance focused on improving personal money management behaviors. All content is for educational purposes only and is not intended as financial, legal, or professional advice.

3. User Obligations & Acceptable Use

You agree to use our services responsibly. You must not:

• Share your account credentials or allow unauthorized access
• Copy, resell, or redistribute course materials without written permission
• Engage in any activity that harms the integrity of our platform
• Use the service for any illegal or harmful purposes
• Harass other users or post inappropriate content in community areas

4. Intellectual Property

All content, including course materials, branding, and tools, remain the exclusive property of Rivermill MindFoundry. You receive a limited, non-transferable license to access content for personal use only during your enrollment period.

5. Disclaimers

Our services and content are provided “as is.” We do not guarantee specific financial results or outcomes. Past participant experiences do not guarantee future results. We are not responsible for decisions made based on our educational materials.

6. Limitation of Liability

Rivermill MindFoundry, its founders, and affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. The total liability shall not exceed the amount paid by you for services in the preceding twelve months.

7. Termination

We reserve the right to terminate or suspend access to your account at any time if you violate these terms. Upon termination, you must cease all use of our materials.

8. Changes to Terms

We may update these Terms of Service periodically. Continued use of the platform after changes constitutes acceptance of the revised terms.